Search Results: debt

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  • AUSTRALIA

    Not such a super way to buy your first home

    • Francine Crimmins
    • 13 April 2017
    15 Comments

    As a millennial, I frequently find myself being told to stop complaining about housing affordability. It's all about working harder, saving more and, for goodness' sake, keeping off the avocado. As a young person, I'm concerned about using super, a system which was put aside for our economic welfare in retirement, as a savings account for instant gratification. The government is trying to solve the housing crisis not through direct action, but by encouraging young people into lifelong debt.

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  • AUSTRALIA

    The rule of law applies to government too

    • Kate Galloway
    • 19 March 2017
    17 Comments

    ACTU secretary Sally McManus' comments about the rule of law have sparked a lot of chatter on news and social media. While the rule of law arguably does assume citizens will obey the law, it also assumes government will behave lawfully. Further, it might be argued that the rule of law encompasses the principled application of government power. In this respect, the Australian government is itself falling well below adhering to the rule of law. I offer Centrelink #notmydebt as a case study.

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  • ECONOMICS

    Penalty rate cuts are the result of thinking small

    • David James
    • 06 March 2017
    17 Comments

    Witnessing the debate over Sunday penalty rates, an intriguing pattern of thinking emerged. It can be characterised as a microcosm/macrocosm duality. Those arguing for lower Sunday wage rates demonstrate their case by talking about individual businesses, the micro approach: 'Many businesses would love to open on a Sunday and if wage rates were lower, they would. Unleash those businesses and greater employment will follow.' Superficially impressive, this does not survive much scrutiny.

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  • RELIGION

    Luther’s challenge to the Church then and now

    • Bill Wright
    • 05 March 2017
    4 Comments

    Speaking of reform in the church can mean many things. Often it's about practical matters: sorting out the Vatican Bank, changing how bishops are chosen or clergy trained; that sort of thing. Occasionally, however, reform is about seeking real religious change. Martin Luther, I want to suggest, is one of those reformers who was not concerned with tinkering with structures of the church but with reforming the Christian message so that it might reform the believer.

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  • RELIGION

    It's time to put past victims and present and future children first

    • Frank Brennan
    • 28 February 2017
    11 Comments

    Make no mistake, our church leaders are not yet out of the blaze of the headlights. They don't have all the answers, not even in relation to matters peculiarly within their jurisdiction. Despite being put on notice, our most senior bishops could not even agree on the limits of the seal of the confessional and on what a priest should do if abuse were reported in the confessional by a child. It's not just our past leaders who needed help. Our present leaders also do.

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  • ARTS AND CULTURE

    We will never be free of all our debts

    • Sandra Renew
    • 19 February 2017
    4 Comments

    Observing the decades long incident is unbearable - although they have fallen beautifully time is not on their side, their ideals are consigned to fire. But do we care so little that when the fates convene and humans fail sumo-sized jelly fish and yellow crazy ants and ubiquitous spiders will be all that's left? Do we care so little and think we are free of all our debts? Did we think we were never so needy as to sell our dreams?

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  • RELIGION

    Ensuring justice for all after the Royal Commission

    • Frank Brennan
    • 16 February 2017
    3 Comments

    The commission's forensic scrutiny of past actions of church officials in no way constitutes an interference with the freedom of religion. Its spotlight is to be welcomed, provided only that it is shone on a truly representative sample of all institutions which have been found wanting and provided the same light filter is applied to all institutions. I do however have a problem with the commission making findings on issues like the want of compassion when those findings are made only against a Church.

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  • AUSTRALIA

    Alternative facts in the Centrelink debacle

    • Kasy Chambers
    • 02 February 2017
    12 Comments

    Centrelink's new policy of automated online debt collection has been subject to conflicting reports. The Minister and the department head are sticking to the assertion that everything is working fine. Yet there is another version of the truth, seen in the growing list of people talking publicly about the distress caused to them by being falsely tageted. One difficulty with the process is that the adversarial manner that it set up is unlikely to allow Centrelink to learn from the cases it reviews.

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  • AUSTRALIA

    Biding time in the anti-establishment era

    • Fatima Measham
    • 01 February 2017
    6 Comments

    It strikes me as odd that we have mostly withstood anti-establishment agitation, as seen in the Philippines and the UK. It is not like our political class have not earned similar scorn. What if the optimism bias that kept most of us from anticipating the results of the Brexit referendum and the US election are now also in play in Australia? How long will current welfare architecture and the incompetence of nativists keep at bay the destabilising forces that have laid America so low?

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  • AUSTRALIA

    The Australian bureaucratic Mean Virus is epidemic

    • Rachel Woodlock
    • 26 January 2017
    23 Comments

    'Take that out of your mouth, I have to touch that,' barked the Border Protection officer, glaring at me. I'd been juggling bags, boarding tickets, and a passenger exit card, so my passport was positioned precariously between my lips. I wondered if there was a class for teaching them how to be that special mix of forcefully domineering and nasty. It's not just at airports that ordinary people are increasingly feeling a sense of helplessness in the face of bureaucratic antagonism.

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  • AUSTRALIA

    Pope Francis and the age of automation

    • Michael McVeigh
    • 19 January 2017
    7 Comments

    Many have called for the automated Centrelink debt collection system to be scrapped, but the government is standing by it. One of the reasons for this may be that the system is doing just what it's designed to do - trying to force people away from welfare reliance by making it more onerous. Pope Francis argues that far from a 'neutral' tool, technology creates a framework which conditions people and limits their possible options along lines dictated by the most economically and politically powerful.

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  • ECONOMICS

    Financial literacy programs need to get real

    • Rachel Kurzyp
    • 15 December 2016
    8 Comments

    Studies have found that in Australia, groups with the poorest financial awareness and skills are those under 25, those with no formal post-secondary education, those on low incomes and working 'blue collar occupations', and women. While it makes sense to provide these groups with financial information on home loans and super, this wouldn't have helped my mother when she had to decide between, say, buying groceries for the week or getting the car serviced.

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