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At present, there is an argument between the two sides of politics about negative gearing. According to one side, changing the rules would reduce the cost of housing - and this is their strongest argument against such a change. A member of Gen X or Gen Y - someone in their 20s or 30s, not long out of education and in a first or second job, saving in the hope of one day being able to afford a home of their own - might not read it the same way. No wonder they are looking for a Messiah.